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	<title>The First Lady Of Finance® &#187; Terms</title>
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	<link>http://www.firstladyoffinance.com</link>
	<description>Find out all about smart home financing.</description>
	<lastBuildDate>Fri, 16 Apr 2010 08:34:13 +0000</lastBuildDate>
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		<title>Terms Help Process</title>
		<link>http://www.firstladyoffinance.com/2010/03/06/terms-help-process/</link>
		<comments>http://www.firstladyoffinance.com/2010/03/06/terms-help-process/#comments</comments>
		<pubDate>Sat, 06 Mar 2010 17:09:36 +0000</pubDate>
		<dc:creator>Michele</dc:creator>
				<category><![CDATA[Home Purchase]]></category>
		<category><![CDATA[Past Sacramento Bee Articles]]></category>
		<category><![CDATA[Terms]]></category>

		<guid isPermaLink="false">http://www.firstladyoffinance.com/?p=36</guid>
		<description><![CDATA[From my column February 21st, 2010 column in the Sacramento Bee&#8230;
Knowing the terminology when you are shopping for a home helps. Here are a few terms that may have confused you.

MORTGAGE INSURANCE—Mortgage insurance (MI) is what the borrower pays if there is there is less than a 20 percent downpayment. MI insures the lender because [...]]]></description>
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		<title>Short Sales Not Short!</title>
		<link>http://www.firstladyoffinance.com/2010/01/26/short-sales-not-short/</link>
		<comments>http://www.firstladyoffinance.com/2010/01/26/short-sales-not-short/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 07:59:59 +0000</pubDate>
		<dc:creator>Michele</dc:creator>
				<category><![CDATA[Sales]]></category>
		<category><![CDATA[Terms]]></category>
		<category><![CDATA[Short Sales]]></category>

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		<description><![CDATA[One of the biggest oxymorons is the term Short Sale! Short Sales may be many things but they are never &#8220;short&#8221; in duration. Short Sales are where the buyer owes more than the value of the home versus REO’s where the home has been foreclosed on and the bank owns the property.
Some people think that [...]]]></description>
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